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Homeownership can transform lives

It creates long-lasting and life-changing impact on families and communities, from providing a source of wealth and asset-building to influencing health and educational outcomes and contributing to positive community development. The first step in bringing homeownership to more families, however, is to understand who currently has access to homeownership and what factors play a role.

Why Home Matters


Access to Homeownership

Click below for an evidence brief that will:

  • Summarize research on trends in homeownership and barriers to achieving it.

  • Provide an overview of the racial gap in homeownership, including key drivers.

  • Share how Habitat for Humanity increases access to homeownership.

Benefits of Homeownership

Click below for an evidence brief that includes:

  • Research on how homeownership leads to better test scores, higher rates of high school graduation rates and college attendance.

  • An overview of how homeownership promotes civic and social engagement.

  • A study of homeownership as a catalyst to wealth building for U.S. households.

  • Research on how decent, affordable housing improves physical and mental health.

  • Ways that Habitat for Humanity incorporates sustainability and energy-efficiency into home designs.


Wealth Building Through Homeownership

The evidence brief includes:

  • Research on the financial benefits of homeownership for low-income households, single women and households of color.

  • Key factors to building home equity.

  • Major barriers to building home equity for households of color.

  • Ways that Habitat for Humanity contributes to these key factors to encourage wealth building.


general information

overview of the homeownership program


how it  works

informational videos and homeowner applications 


qualifying for a Habitat home

need, ability to pay, and willingness to partner


Habitat Homes in Lincoln County

Previous projects

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