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Wealth Building Through Home Ownership

Low-income households and households of color have limited access to homeownership due to barriers that include limited supply of affordable housing, restricted access to credit and systematic inequities. Habitat for Humanity just published an evidence brief titled “How does homeownership contribute to wealth building?” This evidence brief is a great reminder of why affordable housing and financial education programs, like the ones offered by Habitat for Humanity of Lincoln County to families in our area, are so critical to the long-term economic success of individuals and communities.

The evidence brief includes:

  • Research on the financial benefits of homeownership for low-income households, single women and households of color.

  • Key factors to building home equity.

  • Major barriers to building home equity for households of color.

  • Ways that Habitat for Humanity contributes to these key factors to encourage wealth building.

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